Meet the Personal Trust Team

As varied and individual as the financial services provided by Personal Trust are the skills and knowledge of the people who provide you with these services. Our staff offer a range of expertise‚ complemented by each and everyone’s personal ethos of commitment and dedication.

Our Directors

John le Roux CFP®

John le Roux CFP®

Chairman & Director, Trust Officer
BCom (Hons) CA(SA)
Location: Rondebosch & Noordhoek

BiographyJohn le Roux John, together with Andy Calmeyer, founded Personal Trust in 1980. He is a proud Rondebosch Old Boy and graduated from UCT. John is passionate about Personal Trust but particularly serving clients and looking after their financial and investment needs. He is a rugby fanatic and is actively involved with the sport at UCT, Masiphumelele and Rondebosch Boys High School. A strong family man, his wife, four children and 10 grandchildren all live within close proximity of each other in Noordhoek. John has served as Chairman of Personal Trust since January 2020..

Thando Gobe

Thando Gobe

Managing Director
BBusSc (Hons)
Location: Rondebosch

BiographyThando joined Personal Trust in December 2004. Since that time he has progressed through the managerial ranks and currently acts as a Trust Officer whilst serving on the Executive Committee as well as the Financial Planning and Investment Council. He was appointed to the Board in January 2009. His strong leadership skills and strategic vision has enabled Thando to make an invaluable contribution to the management of the company and was promoted to the position of Managing Director in January 2015.

Keith Andrews

Keith Andrews

Director, Trust Officer
BCom CA(SA) PG Dip (Tax Law)
Location: Rondebosch

BiographyKeith grew up in the Eastern Cape town of Molteno and attended Selborne College. He joined Personal Trust in 1996 and was appointed to the Board in 1997. A former Springbok rugby player, Keith needs little introduction. His interests have moved on from rugby and now extend to collecting mushrooms and growing succulent plants. Keith recognizes the importance of staying close to his clients and formulating investment solutions that meet their individual needs. He is married with two adult children.

John Bester

John Bester

Non-Executive Director
Bcom (Hons) CA(SA) CMS (Oxon)
Location: Rondebosch

BiographyJohn has served as a Non-Executive Director of Personal Trust since 2010. Prior to this, he was Finance Director for six years. John was born in Ladysmith, Kwazulu Natal, lived in Johannesburg, schooled at Kearsney College in Bothas Hill KZN and attended Wits, UCT and Oxford Universities. He located to Cape Town in 1979. He is committed to his role as a non-executive director assisting with the success of the business. John is married with three children. A former swimmer, rugby player and ultra marathon runner, he now enjoys walking and spending time with his six grandchildren.

Mark Gibbs

Andrew Calmeyer AFP™

Director, Trust Officer
Location: Rondebosch

BiographyAndy‚ a co-founding director at Personal Trust‚ is totally committed to ensuring that his clients receive excellent personal service. “Personal Trust is about convenience and planning. Clients reap greater benefits if their entire financial situation and aspirations are clear and accessible to us‚” he says. “Our full spectrum of services allows for us to offer the complete financial solution.”

John Falconer

John Falconer

Director, Trust Officer
CA(SA)
Location: Rondebosch

BiographyJohn, a qualified chartered accountant, was elected to the Board in January 2014. He has a distinguished career in the financial services industry and his experience in managing client relationships will be instrumental to the future growth of the company.

Mark Gibbs

Mark Gibbs

Director, Trust Officer
BAcc CA(SA)
Location: Somerset West and Rondebosch

BiographyMark grew up in Somerset West and matriculated from Paul Roos Gymnasium. He went on to study at both Stellenbosch University and UCT. He completed his articles at Arthur Young (now Ernst &Young). Mark was responsible for opening the Personal Trust office in Somerset West in 2002. Its success is attributable to Mark’s belief in upholding the company’s core value which is to provide clients with Personal Trust’s unique brand of personal service. He also tries to make a meaningful difference to the lives of the people he works with. Mark is married with two adult children. His passions in life include wine, bird & wildlife photography, running, and lawn bowls. He is currently serving on the WP Bowls Executive Committee and is a member of Constantia Rotary Club.

Renette Hendriks

Renette Hendriks

Director, Fiduciary
BA LLB LLM PGDFP
Location: Rondebosch

BiographyRenette joined Personal Trust in 2007 and was appointed to the Board in 2019. She graduated with a law degree from the University of Stellenbosch and completed her Diploma in Financial Planning through the University of the Free State. Renette serves as Trustee on numerous trusts and charitable foundations on behalf of Personal Trust. She oversees the Wills and Estates side of the business and is acutely aware of the sensitivities of the bereaved and the need to ensure that estates are wound up professionally and efficiently. Renette is married and has two teenage daughters.

 Keith Andrews

Philip Kilroe

Director, Trust Officer
BCom
Location: Rondebosch & Noordhoek

BiographySince joining the company in 1989 ‚ Philip has endeavoured to promote a culture of client service excellence by dealing with clients directly and getting to know them personally. “This is one of the reasons we have earned our reputation for professional, ‘old fashioned’ client service.” Philip served as Managing Director for 20 years until December 2011.

Nicole McIntyre

Nicole McIntyre

Director, Human Resources
BSocSci LRDP
Location: Rondebosch

BiographyNicole was appointed to the Board in July 2008 in recognition of the importance the company places on its employees. As a specialist Human Resource practitioner‚ she has over 10 years experience in the field and has the technical skills and compassion to ensure the wellbeing of Personal Trust’s greatest assets – its people.

Jacqui Meyer

Jacqui Meyer

Director, Finance & Investment Administration
BCompt (Hons)
Location: Rondebosch

BiographyJacqui was born in England and spent her early years in both England and Australia, moving to South Africa in her teens. As a result of her parents’ migratory nature, she attended numerous schools across the three continents. It comes as no surprise that Jacqui now loves to travel and enjoys art and reading. She joined Personal Trust in 2001 and was appointed to the board in 2005. She feels strongly about the importance of good governance and is committed to using best practices and processes for the benefit of both clients and the business. She is married and has two adult daughters.

Glenn Moore

Glenn Moore

Director, Investment Management
BCom (Hons)
Location: Rondebosch

BiographyGlenn is a highly qualified and experienced investment analyst‚ portfolio strategist and decision- maker. His conservative and value-based yet contrarian investment management style has withstood the test of time. “Some of the most profitable investment decisions I’ve made have been as a result of taking a contrary view to the prevailing market wisdom.”

Greg Nasson

Greg Nasson CFP®

Director, Trust Officer
BCom CAIB (SA) PGDFP
Location: Rondebosch

BiographyGreg spent the first 16 years of his life in Gqeberha before moving to Cape Town. He attended Westerford High School and then later graduated from UNISA. Greg believes the key to being a good financial advisor lies in the strength of his relationships with his clients. He enjoys hiking, reading, fishing and gardening. He plays bowls at Western Province Cricket Club and is married with two children.

Svend Nielsen

Svend Nielsen

Director, Investment Administration
International Capital Markets Qualification – Securities Institute London
Location: Rondebosch

BiographySvend joined Personal Trust in 2006 and was appointed to the Board in 2019. Born and raised in Cape Town, he attended Pinelands High School. He feels strongly about living up to the trust and responsibility that clients have placed in Personal Trust, as guardians of their wealth. Aside from being an avid reader, his interests include on- and off-road motorcycles, scuba diving and travel.

Kristin van den Berg CFP®

Kristin van den Berg CFP®

Director and Trust Officer
BCom (Hons) CA(SA)
Location: Rondebosch

BiographyKris was born and raised in a small town in East Griqualand, KZN called Matatiele. He matriculated from Maritzburg College and later attended both Stellenbosch University and UCT. He joined Personal Trust in 2008 and was elected to the Board in 2019. He believes strongly in genuine client care – that being professional, honest and acting with integrity are the foundations for successful long term relationships with his clients. Kris loves sport, particularly playing rugby (in his younger years) and now enjoys surfing, fishing, hiking and mountain biking. He prioritises family time with his wife and three beautiful children.

Johann van der Westhuizen

Johann van der Westhuizen

Director, Trust Officer
Nat Cert in FP
Location: Knysna

BiographyJohann was elected to the Board on 1 January 2014 and is responsible for the Knysna office. Since joining Personal Trust in 2007, Johann has been committed to growing the business in the Southern Cape and surrounding areas. His hard work, commitment to personal service and involvement in sporting & cultural activities has been key to the growth of the business in the Garden Route area.

Lorraine White CFP®

Lorraine White CFP®

Director, Trust Officer
BCom PGD MGMT (MKT)
Location: Rondebosch

BiographyLorraine joined Personal Trust in 1998 and was appointed to the Board in 2008. Lorraine grew up in Fort Beaufort and Plettenberg Bay. He was educated at St Andrew's and graduated from UCT. Lorraine is a firm believer in the power of compounding: “Compounding works best when you can give a plan years or decades to grow. This is true for not only savings but careers and relationships. Endurance is key. And when you consider our tendency to change who we are over time, balance at every point in your life becomes a strategy to avoid future regret and encourage endurance.” ― Morgan Housel, The Psychology of Money: Timeless lessons on wealth, greed, and happiness Lorraine is married with two daughters. He has a range of interests including golf, tennis, literature, wine, slow food, cooking and bread baking.

Our Trust Officers

Margot Arends

Margot Arends

Trust Officer
National Certificate in Fin Planning
Location: Rondebosch

BiographyMargot was born and raised in Cape Town and is a graduate of Milpark Business School. She is a Personal Trust stalwart having joined the company in 2001. She works with Keith Andrews. Margot is an advocate of good client service and works tirelessly to deliver on this promise. She is married with two children and enjoys hiking and reading.

Gavin Ashwell CFP®

Gavin Ashwell CFP®

Associate Director, Trust Officer
BCom PGDFP
Location: Rondebosch

BiographyGavin was born in Umbogintwini, Kwazulu-Natal. He spent his childhood in various parts of South Africa although primarily Somerset West. He is a graduate of UCT. Gavin takes a genuine interest in his clients and their families. He lives an outdoor, healthy lifestyle
and enjoys paragliding, kiteboarding, cycling and hiking. He is married with two teenage sons.

David Edgar

David Edgar CFP®

Associate Director, Trust Officer
BCom PGDFP

Location: Rondebosch

BiographyDave joined Personal Trust in 2006. Originally from Pietermaritzburg, he grew up on a farm in the Kwazulu-Natal midlands. He was educated at Michaelhouse and later graduated from UNISA and University of the Free State. He believes in objective, unbiased advice, and endeavors to communicate and advise his clients in an understandable manner. He is married with two children and enjoys the outdoors, particularly game reserves, birding and fishing. He has always been passionate about sport and enjoys squash, golf and trail running.

Theresa Govender

Loren Godet

Accociate Director, Trust Officer
MCom (Economics) 
Location: Rondebosch

BiographyLoren joined Personal Trust in 2011. She grew up in Pietermaritzburg and was educated at the University of the Free State. In relation to her work, she believes in the importance of planning. As Benjamin Franklin said: “Failing to plan is planning to fail.” Loren is married and her many interests include bowls, golf, gardening, good food & wine and travelling.

Mark Huxter

THERESA GOVENDER

Trust Officer
BBA PGDFP Certificate in Business Systems Analysis
Location: Rondebosch

BiographyTheresa was born and raised in Durban. She completed her qualifications through the University of Cape Town and Free State and joined Personal Trust in 2011. She feels strongly about client service excellence and believes she achieves this by focusing on client needs. In her spare time, she tutors maths at ‘Fun Learning for Youth’ (FLY) and is an enthusiastic aunt to four nieces and nephews.

Mark Huxter

MARK HUXTER

Associate Director, Portfolio Manager
MBA
Location: Rondebosch

BiographyMark joined the Personal Trust team in 2015. A Bishops Diocesan College old boy, he grew up in the Elgin Valley. As a portfolio manager, he is constantly engaged with the markets – identifying ‘thematic trends’. From as a custodian of clients’ capital, he takes his responsibility very seriously and is passionate about his job. He is married with a ‘pigeon pair’ of adult children. As a ‘silverback’, his interests include heritage buildings as well as gardening and travel.

Rene Pienaar CFP®

MICHELLE MCKAY CFP®

Trust Officer
PDGFP
Location: Rondebosch

BiographyMichelle considers herself a Capetonian having lived in the city for 27 years. She hails from Gauteng. Michelle obtained her qualification through the University of the Free State. She is passionate about making a difference – both professionally and personally. Michelle is married with one child. She enjoys running, hiking, pilates and playing lawn bowls. She is currently an active member at Kelvin Grove Bowls Club.

Rene Pienaar CFP®

RENE PIENAAR CFP®

Trust Officer
National Diploma Financial Information Systems PGDFP
Location: Rondebosch

BiographyRene was born and raised in the Western Cape. He obtained his qualifications from CPUT and University of the Free State. He has been working at Personal Trust since 2017. He believes in the value of independent advice and remaining flexible to ensure his advice remains relevant. Rene is married and enjoys golf, mountain biking and hiking.

Jacobus Stadler

Keith Scott  CFP®

Trust Officer
BCom PGDFP
Location: Rondebosch

BiographyKeith grew up in the farming community of Tarkastad in the Eastern Cape. He attended St Andrews College and later Stellenbosch University, joining Personal Trust in 2018. He is passionate about helping clients have a better financial future and enjoys the intellectual challenge of finding solutions to dynamic problems. Keith is married to Maryke and enjoys being outdoors. He plays cricket for Elgin Cricket Club.

Anine Theron

KHAYA SONTSELE CFP®

Associate Director, Trust Officer
BCom PGDFP
Location: Rondebosch

BiographyKhaya was born and raised in the Eastern Cape. He graduated from UCT and joined Personal Trust in 2003.

Jacobus Stadler

JACOBUS STADLER

Trust Officer
Adv. Certificate in Financial Planning
Location: George

BiographyProf was born in George and raised in the Karoo, attending high school in Beaufort West. He joined Personal Trust in 2016, initially in the Knysna office but moved to manage the George office when it opened in 2019. Like many of the Personal Trust advisors, Prof is passionate about good client service. He values the importance of relationships with his clients and enjoys making a difference in their lives. Prof is married and has four sons. He enjoys spending time with his boys and is a keen bowler and member of Eden Bowls.

Anine Theron

ANINE THERON

Associate Director, Trust Officer
BCom LLB PGDFP
Location: Somerset West

BiographyAnine was born in George and educated at Outeniqua High School. She joined Personal Trust in 2013 and is responsible for the management of the Somerset West office. Like many of her colleagues, Anine believes that personal service and integrity are essential to the success of the business. Anine is an accomplished pianist but these days prefers listening to good music and spending time with family and friends. She is married with two children.

Nick de Villiers

NICK DE VILLIERS CFP®

Trust Officer
PGDFP
Location: Noordhoek

BiographyNick joined Personal Trust in 2019 to run the Noordhoek office. Originally from Johannesburg, he moved to the Cape as a teenager when his parents bought a protea farm in Stanford. He matriculated from SACS and obtained qualifications from UCT, University of Kwazulu-Natal and the University of Stellenbsoch. Nick works hard to earn and maintain the trust of his clients by always putting their interests first He is married with two teenage daughters and enjoys the outdoors, particularly windsurfing, swimming and travelling. He is an active member of Toastmasters International and a member of the Golden Key International Honour Society.

Elmari Vosloo

DANIEL VAN DER WESTHUIZEN CFP®

 Trust Officer
BCom Acc PGDFP
Location: Somerset West

BiographyDaniel joined Personal Trust in 2016. He graduated cum laude from Nelson Mandela University in 2015. He grew up in Plettenberg Bay and is one of five children, including a twin brother. His interests include politics and fantasy novels, as well as being a Basset Hound enthusiast. Daniel believes in having a thorough understanding of clients’ individual needs so that his advice helps them achieve their financial goals and provides them with peace of mind.

Elmari Vosloo

ELMARI VOSLOO

Trust Officer
BSc Hons BCom Adv Dip Estate & Trust Administration PGDip Investment Management
Location: Knysna

BiographyElmari is based in Personal Trust’s Knysna office. She joined the company in 2012. Originally from Pretoria, Elmari graduated from Potchefstroom University and later obtained qualifications from UNISA and University of the Free State. Her focus is on helping clients achieve financial peace of mind by demystifying the complexity of the financial world. An animal lover, Elmari fosters dogs for Cape Dachshund Rescue. She has been married to her husband for 25 years and their many four-legged children keep them busy.

Portia Vlotman

carl vermeulen

Trust Officer
Location: Gqeberha

BiographyCarl joined Personal Trust in 2016 and is responsible for running the Gqeberha office. He joined the company in 2016. Originating from the Eastern Cape, he grew up in Graaff Reinet and later Despatch and graduated from the University of the Free State. An avid lawn bowler, he is a member of EP Bowls and enjoys meeting new people on the bowling green. He is also a passionate supporter of Blue Bulls rugby. He has two adult children and recently became a grandfather to baby Isla.

Nick de Villiers

portia vlotman

Associate Director, Money Market
(DMS) Dip BusM
Location: Rondebosch

BiographyPortia is one of Personal Trust’s longest standing employees having joined the company in the late 1980’s. A Capetonian, Portia obtained qualifications from Milpark and Stellenbosch Business schools. She is well known to many clients as her passion lies in building relationships and making a difference in people’s lives. Portia is widowed, has two adult children and a grandson. She loves travelling locally and abroad and enjoys swimming and walking.