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Don’t Leave It to Chance: Review Your Will This September
Renette Hendriks, Director: Fiduciary Department, highlights the importance of having a valid, up-to-date Will and the peace of mind it brings to you and your loved ones. September is recognised as Wills Month in South Africa, an important initiative that raises awareness about the need for a legally valid Will. It also serves as a timely reminder to review existing Wills to ensure they still reflect your wishes, family circumstances, and current legislation. A properly drafted Will is one of the most important gifts you can leave your loved ones. It provides clarity during an emotionally difficult time, helps prevent unnecessary delays in the administration of your estate, and ensures that your assets are distributed according to your wishes. When structured correctly, a Will can also contribute to significant estate duty savings. The validity of a Will is governed by the Wills Act 7 of 1953, which sets out strict

Women’s Month: The Enduring Power of Choice – Wathint’ Abafazi, Wathint’ Imbokodo.
Every year in August, South Africans pause to honour the women who marched to the Union Buildings on 9 August

Financial Literacy Month: Building Sustainable Wealth Through Knowledge and DisciplineWhy It Matters More Than Ever for the African Child By Wandile Tshabe | Co-founder of The Planning Table
Let’s start with a simple truth: Earning more money doesn’t automatically mean building wealth. It sounds obvious, but in practice,

South African Discretionary Trusts and Offshore Beneficiaries
Sean Fahy, Trust Officer, explains the tax consequences for trust beneficiaries living offshore. Many South African families make use of

Budget Summary & Highlights
Ronald Smith sums up the tax changes which will be implemented according to the budget speech. BUDGET Standalone_25-26

A ‘two-pot’ retirement system refresher
Dave Edgar, Trust Officer, provides an update on the new system that comes into effect on 1 September. A year

Kevin Clemo Joins the Personal Trust Leadership Team
We are pleased to inform you that Kevin Clemo has recently been appointed as an Associate Director at Personal Trust,

Planning for your Retirement
This is such an important and exciting phase of your life and comes much sooner than you may expect. Thorough

South Africa has been greylisted. What does this mean?
The Financial Action Task Force (“FATF”) is a global inter-governmental body that promotes policies and sets international standards relating to

2023 The year of the Water Rabbit – promises longevity, peace, and prosperity. What is reality?
When the citizens of Kyiv removed their corrupt president, Viktor Yanukovych, in the “Euromaidan” revolution of 2014, they underestimated how

Interest Rates – Nominal & Effective
Portia Vlotman, Associate Director and Money Market Manager, discusses rising interest rates and explains the difference between nominal and effective

Retirement Village Living
There are a number of factors to consider when making a decision regarding your future home. Careful thought needs to

From Russia with Love
“You can do a lot more with weapons and politeness than just politeness.” Vladimir Putin Who would have imagined I would